Top 10 Best Aadhaar Micro ATM Providers Company in India – Compare Costs, Limits & Commissions

Aadhaar micro ATMs are a revolutionary solution, bringing banking services closer to the masses. These machines are highly efficient, affordable, and perfect for merchants, agents, and retailers in rural and semi-urban areas. Below, we’ve compiled a detailed comparison of the top Aadhaar micro ATM providers in India, including their costs, transaction limits, commissions, and features.

Top 10 Best Aadhaar Micro ATM Machine Providers Company List in India

Best Aadhaar Micro ATM Providers

Discover the top 10 Aadhaar micro ATM providers Company List in India, 1st Leading Company is Cashless India then other Company like IDFC First Bank, SBI, Paytm, and more. Compare machine costs, transaction limits, commissions, and features to choose the best option for seamless banking services and high earnings.


1. Cashless India

  • Machine Cost: ₹1700 + GST
  • Transaction Limit: ₹50,000 per card
  • Commission: Up to ₹12.50 for every ₹10,000 transaction
  • Additional Features: Offers reliable customer service and supports a wide range of banking and Aadhaar-enabled payment services. Ideal for agents seeking a low-cost option with high commissions and Fast Transaction. Apply Here

2. IDFC First Bank

  • Machine Cost: Starts from ₹4000 + GST (approx.)
  • Transaction Limit: ₹25,000 per transaction (varies by location and account type)
  • Commission: ₹8–₹10 per ₹10,000 transaction
  • Additional Features: Trusted for secure transactions and robust support, with quick settlements for merchants. Apply here

3. HDFC Bank

  • Machine Cost: ₹4500–₹5500 + GST
  • Transaction Limit: ₹20,000 per transaction
  • Commission: ₹5–₹10 per ₹10,000 transaction
  • Additional Features: Secure machines with advanced fraud prevention technology. HDFC also offers seamless Aadhaar integration. Apply here

4. Fino Payments Bank

  • Machine Cost: ₹2500 + GST
  • Transaction Limit: ₹25,000 per transaction
  • Commission: ₹7–₹9 per ₹10,000 transaction
  • Additional Features: High-speed transactions with a user-friendly interface. Known for offering additional banking services to merchants. Apply here

5. State Bank of India (SBI)

  • Machine Cost: ₹5000 + GST
  • Transaction Limit: ₹50,000 per transaction (varies by account type)
  • Commission: ₹6–₹8 per ₹10,000 transaction
  • Additional Features: Extensive reach across India with excellent support, ensuring uninterrupted operations for agents. Apply here

6. Paytm Payments Bank

  • Machine Cost: ₹2500–₹3000 + GST
  • Transaction Limit: ₹25,000 per transaction
  • Commission: ₹8–₹10 per ₹10,000 transaction
  • Additional Features: Combines Aadhaar transactions with mobile recharges, utility payments, and more, increasing income opportunities for agents. Apply here

7. Punjab National Bank (PNB)

  • Machine Cost: ₹4500 + GST
  • Transaction Limit: ₹30,000 per transaction
  • Commission: ₹5–₹8 per ₹10,000 transaction
  • Additional Features: Simple setup and efficient Aadhaar-enabled services with secure transaction protocols. Apply here

8. Oxigen

  • Machine Cost: ₹2200–₹2500 + GST
  • Transaction Limit: ₹10,000–₹25,000 per transaction
  • Commission: ₹7–₹9 per ₹10,000 transaction
  • Additional Features: Offers fast Aadhaar transactions and additional services like bill payments and mobile recharges. Apply here

9. PayNearby

  • Machine Cost: ₹2500 + GST
  • Transaction Limit: ₹50,000 per card per day
  • Commission: ₹8–₹9 per ₹10,000 transaction
  • Additional Features: Ease of use for agents in both rural and urban settings. Apply here

10. Mswipe

  • Machine Cost: ₹2500–₹2700 + GST
  • Transaction Limit: ₹20,000 per transaction
  • Commission: ₹7–₹10 per ₹10,000 transaction
  • Additional Features: Mswipe making it a reliable for agents new to Aadhaar micro ATMs. Apply here

Comparison Table

ProviderMachine CostTransaction LimitCommission per ₹10,000Apply Online
Cashless India₹1700 + GST₹50,000 per card₹11–₹12.50Apply Here
IDFC First Bank₹4000 + GST₹25,000 per txn₹8–₹10Apply here
HDFC Bank₹4500–₹5500 + GST₹20,000 per txn₹5–₹10Apply here
Fino Payments Bank₹2500 + GST₹25,000 per txn₹7–₹9Apply here
State Bank of India (SBI)₹5000 + GST₹50,000 per Card₹6–₹8Apply here
Paytm Payments Bank₹2500–₹3000 + GST₹25,000 per txn₹8–₹10Apply here
Punjab National Bank (PNB)₹4500 + GST₹30,000 per txn₹5–₹8Apply here
Oxigen₹2200–₹2500 + GST₹10,000–₹25,000 per txn₹7–₹9Apply here
PayNearby₹2500 + GST₹50,000 per card/day₹9–₹12Apply here
Mswipe₹2500–₹2700 + GST₹20,000 per txn₹7–₹10Apply here

Why Choose Aadhaar Micro ATMs?

Aadhaar micro ATMs are indispensable tools for enabling financial inclusion in underserved areas. These machines: Check

  • Allow cash withdrawals, deposits, and balance inquiries.
  • Are compact and easy to operate.
  • Help agents and merchants earn additional income through commissions.

With the above providers offering competitive pricing and features, it’s easier than ever to find the right Aadhaar micro ATM for your business.

Why Choose Aadhaar Micro ATMs from Cashless India?

Cashless India stands out as one of the best Aadhaar micro ATM providers in India, offering exceptional benefits for agents and merchants. With a commission rate of up to ₹12.50 per ₹10,000 transaction, it provides a highly profitable business opportunity.

One of its key advantages is affordability. Priced at just ₹1700 + GST, Cashless India’s micro ATMs are budget-friendly and deliver a quick return on investment. Additionally, the machines allow a generous transaction limit of up to ₹50,000 per card, making them ideal for high-demand areas.

The machines are simple to operate, portable, and designed for first-time users. Cashless India also supports a wide range of Aadhaar-enabled services, such as AEPS cash withdrawals, balance inquiries, mini statements, and fund transfers, catering to the diverse needs of customers.

Reliable customer support ensures timely assistance for machine setup and issue resolution. With robust security measures, Cashless India guarantees safe and seamless transactions.

Whether in rural or urban areas, Cashless India’s Aadhaar micro ATMs empower financial inclusion while offering agents a steady income source. Choose Cashless India for an affordable, secure, and profitable micro ATM solution. Apply Now

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